TheAnswertoMortgageGuidelinesQuestions

InstantClarity.ConfidentDecisions.Getfast,accurateanswerstoloanscenarioquestions.Nodigging,nodelays,justtheinsightyouneed.

Free PlanNo card required

How it Works: A Simple 3-Step Guide

Ask Any Scenario

Type your loan question into the simple chat interface, just like you'd ask a teammate.

Get Instant Answers

Our AI-powered answers are based on the latest guidelines from Fannie Mae, Freddie Mac, FHA, VA, USDA, and Non-QM

Move Loans Forward

No more delays, second-guessing, or missed details. Close faster with answers you can trust.

Why Guideline Buddy?

Guideline Buddy delivers instant, AI-powered answers to mortgage underwriting questions, cutting through complexity so professionals can work faster, stay compliant, and close more loans with confidence.

Benefits

BuiltforMortgageProsWhoNeedAnswersFast.

Instant,AccurateAnswers

Nomorediggingordelays.

Getfast,AI-drivenresponsestoloanscenarioquestions,backedbytrustedinvestorguidelines.

Always Up to Date

Current. Complete. Compliant.Automatically updated with the latest guidelines and overlays so your team never falls behind.

Intuitive, User-Friendly Experience

Just ask. Get clarity.A chat interface that feels like messaging a teammate: simple, natural, and powerful.

Streamlined Workflows

Less back-and-forth, more closed loans.Centralized knowledge keeps teams aligned and loan files moving.

Support for All Loan Types

From FHA to Non-QM.Access clear guidance for conventional, government-backed, and complex scenarios, all in one place.

Built-In Risk Control

Decisions you can trust.Reduce buyback risk with investor-specific answers that reflect real-time overlays.

One Platform for the Whole Team

Everyone, on the same page.Access for LOs, underwriters, compliance, and product, all powered by the same smart engine.

Core Features

LendingSimplified:PowerfulFeatures,SeamlessExperience

GuidelineBuddyisdesignedwithlendingprofessionalsinmind—fast,intuitive,andmodular.Exploreourcorefeaturesthatmakeloandecision-makingseamlessandefficient.

AI-Powered Guideline Search

Just ask. Buddy answers. Skip the PDFs and clunky portals. Ask your loan question in plain English and get a clear, source-backed answer whether you're researching FHA mortgage guidelines or Freddie Mac Home Possible® requirements.

Cross-Program Scenario Comparison

One scenario. Multiple guideline sets. Compare loan eligibility across Fannie Mae, Freddie Mac, FHA, VA, and USDA all in one prompt. Save time and deliver the best loan options, faster.

Always Current. Always Compliant

Stay ahead of every update. Guideline Buddy continuously tracks and learns from the latest changes to mortgage underwriting guidelines, including lender overlays. Never second-guess compliance again.

Covers All Loan Types, Including Non-QM

Whether you're navigating FHA financing guidelines, USDA loan income rules, or alternative doc programs, Guideline Buddy has you covered.

Who It's For?

New Loan Officers

Build confidence with instant, plain-language answers

Experienced LOs & Brokers

Save time, reduce risk, and qualify faster

Underwriters

Stay aligned with current investor rules and overlays

Sales Managers

Keep your team moving without delays or escalations

Compliance Managers

Ensure every decision is backed by real guidelines

Product Developers

Align offerings to current loan and investor policies

Pricing

PricingthatScaleswithYou

Whetheryou'reexploringorneedadvancedAI-driveninsights,ourflexiblepricingensuresyouhavetherighttoolsateverystageofyourlendingjourney.

Individual

MonthlyYearly

Enterprise

Tailored Solutions for Brokers, Lenders, and Investors

Basic

For mortgage pros exploring how AI can deliver instant, reliable answers to loan scenario questions.

Free

Search Fannie, Frieddie, FHA, VA, USDA,Non-QM, and more
Ask full loan scenarios
Get program suggestions and deal structuring tips
Include links to original sources
Save and revisit past chat history
Access anytime, 24/7
Available in English and Spanish
Mobile and tablet friendly
20 single-guideline + 5 multi-guideline chats per month

Premium

For individuals ready to save time, boost accuracy, and streamline scenario support with AI.

$12/month

($144 billed yearly)

Everything in Free plus

Unlimited prompts on all guidelines
Priority access to new features and updates
Faster response times during high-traffic periods

Company

For organizations seeking to scale with customized AI support across products, overlays, and teams.

Custom Pricing

Everything in Premium plus

Tailored to your product offerings and overlays
Organization-wide access and usage controls
Custom chatbots and agents
Guideline comparison tool
Pattern and risk analysis
Data extraction
Bespoke use cases

Boost Your Workflow with Powerful Add-Ons

Customize your experience with enhanced modules designed to supercharge your efficiency. Add only what you need and scale as you grow.

Income Buddy

With a single click, make income assessment quick and hassle-free

Marketing Buddy

A simple chat tool to get expert marketing insights and strategies.

Compliance buddy

Easily navigate federal and state regulations with categorized compliance guidelines.

What our customer says?

WhatMortgageProsareSaying

SeehowmortgageteamsareusingGuidelineBuddytocutturntimes,reduceerrors,andgetmoreloansacrossthefinishlinefasterandmoreefficiently.

I love this whole thing! I’ve been an underwriter for 25 years and currently serve as a scenario specialist. Guideline Buddy has helped me research some of the most complicated scenarios and provide well thought out feedback to get loans structured. I love that it provides the guideline link. That is most helpful.

Felicia J

Underwriter

As a Branch Manager, I’ve encountered my share of challenging files, but Guideline Buddy was a game-changer. When an underwriter was ready to deny a complex loan, I turned to Guideline Buddy for clarity on specific FHA guidelines. The platform’s precise and reliable information allowed me to present a compelling case, and the underwriter ultimately approved the loan. Without Guideline Buddy, this would have been a denial. It’s an invaluable tool that every loan officer should have in their arsenal.

Tanner F

Branch Manager

Finally, AI that loan officers can actually use! I just discovered Guideline Buddy, an AI tool that’s free for mortgage loan officers! I’ve used it on complex files, and it’s been a game-changer. Of course, we still double-check, but the more you use it, the smarter it gets—just like ChatGPT. This is AI built for us loan officers. Don’t miss out!

David K

CEO

Guideline Buddy makes it easier for me to support my team. When they come to me with underwriting questions, I can use Guideline Buddy to quickly find the answers they need. It saves me time, reduces mistakes, and helps my team close more deals.

Sandra E

President

Just wanted to let you know that I have been LOVING my time with Guideline Buddy. I have played around with 3 totally different scenarios and cutting/pasting all the intel into my files.

Michelle B

Loan Officer

Agent called me (late) last night and asked about DSCR. $2.5M Investor and have a call with him hopefully today, this makes life 1,000% more efficient.

Brad S

Loan Officer

Just wanted to tell you that while I was ready to not like it and felt it would not give complete answers. <strong>I LOVE Guideline Buddy</strong>

Terry L

Loan Officer

Frequently asked questions

GotQuestions?Buddy'sGotAnswers!

Fromguidelinequirkstoplatformperks,here'severythingyouneedtoknow,straightfromyourAI-poweredsidekick.

Stop Guessing. Start Guiding.

Join the mortgage pros using Guideline Buddy to get instant answers, save hours, and close with confidence.

Instant Clarity. Confident Decisions